1. Eligibility
2. Term
3. Non Commercial Use by Member(s)
4. Rights in Content Posted by ExpertForEquity.com or Other Members
5. Trademarks
6. Unsolicited Idea Submissions
7. Rights in Content Posted by You
8. User Content Posted on the Site
9. Prohibited Content
10. Registration and Password
11. Copyright Protection Policy
12. Links and Third Web Sites
13. Member Disputes
14. Disclaimers
15. Limitations on Liability
16. Governing Law, Venue, and Jurisdiction
17. Indemnity
18. Survival
19. Other

The ExpertForEquity.com service (the “Service”) will be operated by ExpertForEquity.com, LLC (collectively, “we”, “us”, the “Company”). By accessing or using the ExpertForEquity.com web site (the “Website”), you (the “User”) signify that you have read, understand, and agree to be bound by these Terms of Use and Services (this "Agreement”). In addition, if you wish to become a ExpertForEquity.com Member (a "Member"), and communicate with other Members, and make use of the ExpertForEquity.com service, you must read this agreement and indicate your acceptance of its terms by following the instructions in the Join page, and checking the box labeled "I agree to ExpertForEquity.com's terms of use and services".

This Agreement sets out the legally binding terms of your use of the Website (whether or not you become a Member) and your membership in the Service, if any. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use and Services, at any time, without further or prior notice. All such modifications will be effective upon posting on the Website, and any use by you of the Website or the Service after the posting of any such modification will constitute your agreement to that modification. If you do not agree to abide by these or any future Terms of Use and Services, do not use or access (or continue to use or access) the Service or the Site. It is your responsibility to regularly check the Site to determine if there have been changes to these Terms of Use and Services and to review such changes.

1. Eligibility
Membership in the Service is void where prohibited. This Website is intended solely for Users who are eighteen (18) years of age or older, and any registration by, use of, or access to the Website by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use and Services. By using the Service or the Website, you represent and warrant that you are 18 or older and that you have the right, authority, and capacity to enter into this Agreement, and that you agree to and to abide by all of the terms and conditions of this Agreement. The Company may terminate your membership, delete your profile and any content or information that you have posted on the Website, and/or prohibit you from using or accessing the Service or the Website (or any portion, aspect, or feature of the Service or the Site) for any reason, at any time in its sole discretion, with or without notice, including without limitation, if it believes that you are under 18.

2. Term
This Agreement will remain in full force and effect while you use the Website and/or are a Member. You may terminate your membership at any time, for any reason by emailing info@ExpertForEquity.com and requesting removal of your account from our system. You will receive a confirmation email back once your account has been removed. We may terminate your membership for any reason, at any time, effective upon sending notice to you at the email address you provide in your application for membership, or such other email address as you may later provide to us. Even after membership is terminated, certain sections of this Agreement will remain in effect. See Section 18 below for a list of the provisions of this Agreement that will survive the termination of your membership.

3. Non Commercial Use by Member(s)
The Website is for the personal use of individual Members only and may not be used in connection with any commercial endeavors without our expressed written consent in each case. Organizations, companies, and/or businesses may not become Members and should not use the Service or the Website for any purpose unless written authorization has been obtained from ExperForEquity.com, LLC. You may not copy, transfer, or use any names, photos, links, text, data, or other content belonging to or posted by ExpertForEquity.com or other Members for the purpose of selling, engaging in, marketing, or promoting any other product or service. Illegal and/or unauthorized uses of the Website, including collecting usernames, email addresses, or other personally identifiable information of Members by electronic or other means for the purpose of sending unsolicited email, unauthorized framing of or linking to the Website, or any other use not expressly permitted in this Agreement, will be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal, and injunctive redress. In addition to the above restrictions, you may not authorize, enable, or otherwise grant to any other person, organization, company, or business access to your ExpertForEquity.com profile or other content uploaded on the Website for the purpose of extracting such information or other content.

4. Rights in Content Posted by ExpertForEquity.com or Other Members
ExpertForEquity.com owns and retains all proprietary rights in the Website and the Service. All content on the Website including but not limited to designs, text, graphics, pictures, video, information, software, music, sound, certain copyrighted material, including links and compilations of individual data, trademarks, and other proprietary information (“Content”), are the proprietary property of ExpertForEquity.com, its Members or Users, or its licensors with all rights reserved. Except for any information which is in the public domain, no Content may be copied, modified, published, framed, posted, reproduced, transmitted, distributed, downloaded, performed, displayed, or sold in any form or by any means, in whole or in part, without the Company's prior expressed written consent in each case. Any use of the Website or its Content other than as specifically authorized herein, without the prior written permission of the Company, is strictly prohibited. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws and applicable communications regulations and statutes. Unless explicitly stated herein, nothing in these Terms of Service shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise.

5. Trademarks
ExpertForEquity.com, ExpertForEquity.com, LLC and other Company graphics, logos, features, designs, page headers, button icons, scripts and service names are registered and unregistered trademarks, trade names, or service marks of ExpertForEquity.com, LLC. The Company's trademarks may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company. Nothing contained on this Web Site grants or should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks, trade names, service marks or logos displayed on this Website without the written permission of ExpertForEquity.com, LLC.

6. Unsolicited Idea Submissions
ExpertForEquity.com enjoys hearing from Members of the Website community and welcomes their comments regarding ExpertForEquity.com's products and services. However, it is ExpertForEquity.com's policy not to accept or consider ideas, suggestions, proposals or materials (whether through our feedback email, customer support email, discussion forums, or otherwise) other than those ExpertForEquity.com has specifically requested in a separate agreement. This policy is intended to help avoid future misunderstandings when new products, services and features developed internally by ExpertForEquity.com employees, or its associated business partners or licensors, might be similar or even identical to a Member's idea. You acknowledge and agree that any questions, ideas, feedback, proposals, or other information and materials about the Website or Service (“Submissions”) proffered by Members or Users, including comments or suggestions sent to us at our request to improve the Website, or to add or change a feature, are considered by ExpertForEquity.com to be non-confidential and non-proprietary, and shall become the sole property of the Company. ExpertForEquity.com shall have no obligations concerning the proffered item, contractual or otherwise (including but not limited to an obligation to keep the item confidential), and shall not be liable for its use or disclosure. ExpertForEquity.com shall own exclusive rights, including all intellectual property rights, and shall be entitled to unrestricted use and dissemination of these proffered items for any purpose whatsoever, commercial or otherwise, without acknowledgement or compensation to the Member or User.

7. Rights in Content Posted by You
By publishing, displaying, or uploading (collectively, "Posting") any text, links, photos, video, messages, or other data or information (collectively, "Content") on or to the Website (including on or to your profile), you automatically grant, and you represent and warrant that you have the right to grant, to ExpertForEquity.com an irrevocable, perpetual, non-exclusive, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), and distribute such User Content for any purpose on or in connection with the Website or the promotion thereof, and to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. If you choose to remove your User Content, the license granted above will automatically expire.

8. User Content Posted on the Site
You are solely responsible for the photos, profiles, messages, notes, text, information, music, video, advertisements and other content that you upload, publish or display on or through the Service or the Site, or transmit to or share with other Users. You understand and agree that the Company may, but is not obligated to, review and delete or remove (without notice) in its sole discretion, including without limitation User Content that in the sole judgment of the Company violate this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of Members, Users, or others.

9. Prohibited Content
Below is a partial list of the kind of Content that is illegal or prohibited on the Website. Posting of any of this Content by you may, in our sole discretion, result in termination of your membership. In addition, we reserve the right to investigate and take appropriate legal action, in our sole discretion, against anyone who violates this provision, including without limitation, removing the offending communication from the Website or Service and reporting such violators to the appropriate legal authorities. We will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting such materials.

Prohibited Content includes, but is not limited to, Content which, in our sole judgment:

Even though all of the above Content is strictly prohibited, there is a small chance that you might become exposed to such items while using the Website or the Service. If so, then neither we, nor any of our owners, officers, directors, employees, shareholders, advertisers, or corporate partners will be in any way responsible for any damages (to or from any party) related to any such exposure.

10. Registration and Password
You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify ExpertForEquity.com of any unauthorized use of your registration or password.

11. Copyright Protection Policy
You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. Without limiting the foregoing, if you believe that your work has been copied and posted on the Website or Service in a way that constitutes copyright infringement, please provide Us with the following information: an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; a description of the copyrighted work that you claim has been infringed; a description of where the material that you claim is infringing is located on the Website; your address, telephone number, and email address; a written statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

12. Links and Third Web Sites
Links to Other Websites and Content The Website contains (or you may be sent through the Website or the Services) links to other web sites ("Third Party Sites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, software and other content belonging to or originating from third parties (the "Third Party Content"). Such Third Party Sites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Sites accessed through the Site or any Third Party Content posted on the Site, including without limitation the content, accuracy, offensiveness, opinions, reliability or policies of or contained in the Third Party Sites or the Third Party Content. Inclusion of or linking to any Third Party Site or any Third Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access the Third Party Sites, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any site to which you navigate from the Site.

13. Member Disputes
You are solely responsible for your interactions with other Members. We reserve the right, although we have no obligation, to monitor disputes between you and other Members, and to take any action that we feel may be appropriate in our sole discretion, consistent with the terms of this Agreement, including the termination of the membership of one or more Members.

14. Disclaimers
15. Limitations on Liability
Except in jurisdictions where such provisions are restricted, in no event will ExpertForEquity.com or any of its owners, officers, directors, employees, shareholders, affiliates, agents, successors or assigns, nor any party involved in the creation, production, or transmission of this Website be liable to you or any third person for any indirect, consequential, exemplary, incidental, special or punitive damages, including without limitation, those resulting from lost profits, lost data, or business interruption arising out of the use, inability to use, or the results of use of this Website or this Service, any web sites linked to this Website, or the materials, information or services contained on any or all such web sites, whether based on warranty, contract, tort, or any other legal theory, and whether or not advised of the possibility of such damages. Notwithstanding any other provision of this Agreement, our entire liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the lesser of (a) the amount paid, if any, by you to us for the Service during the term of this Agreement; and (b) one hundred US dollars ($100). In the event of any problem with this Website or any Content, you agree that your sole remedy is to cease using this Website. In the event of any problem with the products or services purchased from a Third Party on or through this Website, if any, you agree that your sole remedy, if any, is from the Third Party, manufacturer, or supplier of such products or services, in accordance with such Third Party's, manufacturer's, or supplier's warranty, or to seek a return and refund for such product or services in accordance with the returns and refunds policies provided by the Third Party, manufacturer, or supplier. Under no circumstances will the company be held accountable or responsible for any liabilities, including but not limited to loss, damages, personal injury or death, from the purchase or use of products or services by any Member or User arising from advertisements or corporate sponsorships on or through the Website or Service.

16. Governing Law, Venue, and Jurisdiction
By visiting or using the Site and/or the Service, you agree that the laws of the State of Florida without regard to principles of conflict of laws will govern these Terms of Use and Services and any dispute of any sort that might arise between you and the Company or any of its affiliates. Any dispute relating in any way to the Website and/or the Service (including your visit to or use of the Website and/or the Service) shall be submitted to confidential arbitration in Florida, except that, to the extent you have in any manner violated or threaten to violate the Company's or any of its affiliates' proprietary or intellectual property rights, we may seek injunctive or other appropriate relief in any state or federal court of competent jurisdiction. With respect to any disputes or claims not subject to arbitration (as set forth below), you agree not to commence or prosecute any action in connection therewith other than in the state and federal courts of Pennsylvania, and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in the state and federal courts of Pennsylvania. Arbitration under this Agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms of Use shall be joined to an arbitration involving any other party subject to these Terms of Use and Services, whether through class arbitration proceedings or otherwise. Any claim, action or proceeding by you related in any way to the Web site and/or the Service (including your visit to or use of the Web site and/or the Service) must be instituted within one (1) year after the cause of action arose or be forever waived and barred.

17. Indemnity
You agree to indemnify and hold the Company, its subsidiaries, affiliates, officers, directors, agents, contractors, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorney's fees, arising out of any claim, action, investigation, or proceeding made or instituted by any third party due to or arising out of your use of the Website or Service in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above, or your violation of any law or the rights of a third party. This indemnity survives termination of these Terms of Use and Services.

18. Survival
Although this Agreement may be terminated by you or us at any time and for any reason, the terms of the following sections of this Agreement will survive any such termination, and you and we will continue to be bound by such terms indefinitely: Section 2 (Term), Section 4 (Rights in Content Posted by ExpertForEquity.com or Other Members), Section 6 (Unsolicited Idea Submissions), Section 7 (Rights in Content Posted by You), Section 13 (Member Disputes), Section 14 (Disclaimers), Section 15 (Limitations on Liability), Section 16 (Governing Law, Venue, and Jurisdiction), Section 17 (Indemnity), Section 18 (Survival), and Section 19 (Other).

19. Other
By using the Website of Service, or becoming a Member, you will be deemed to have accepted the terms of this Agreement. These Terms of Use and Services, together with the Privacy Policy and any other policies of the Company posted by us on the Web site, constitute the entire agreement between you and the Company regarding the use of the Web site and/or the Service, superseding any prior agreements between you and the Company relating to your use of the Web site or the Service. The failure of the Company to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision in that or any other instance. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect.